Insurance Law

At first blush, self-insured retention (SIR) policies may look like insurance policies with a large deductible. A business agrees to maintain its own insurance up to a certain limit. If the costs of a claim exceed that limit, they may trigger an insurance company’s...

Managing risk is a constant source of concern for business owners and key decision-makers within companies, but the price of insurance premiums has many looking for more cost-effective options. Self-insurance is one such option that more and more businesses are...